We start by helping you clarify your financial aspirations. What are you saving for? Retirement, a child's education, or that dream vacation? Understanding your "why" is the foundation for a successful investment strategy.
Not everyone enjoys roller coasters! Plan Your Money uses a scientific, psychology-based assessment to determine your risk tolerance. This helps us define your comfort zone for potential gains and losses, guiding "where" you invest and how much. We also conduct periodic reviews to adapt your portfolio as your circumstances change.
We'll help you determine how much you need to invest to achieve your goals, taking into account your current financial situation. Starting early is key, but so is investing wisely.
By leveraging in-depth research, Plan Your Money selects a diversified mix of assets (the "how") based on your risk profile and goals. We take the guesswork out of investing, allowing you to focus on what matters most.
Suman Lahiri, the founder of Plan Your Money, is a Certified Financial Planner® with over 30 years of experience in various industries. Driven by personal frustration with financial misinformation, he created Plan Your Money to provide honest, personalized financial advice. With a focus on ethics, transparency, and client empowerment, PYM offers tailored investment solutions and exceptional service.